Blackjack rules: the insurance bet
One of the most unfavorable situations that a blackjack player could face is that the dealer wins the hand – that is, he adds 21 points with 2 cards. In both game modalities, American and European, the chances of that happening put the bettor at a disadvantage. However, as the rules are written to be complied with but also to teach players the tactics that can help them most at that time, the insurance bet is what allows you to protect yourself when there is a dealer’s blackjack.
Many players do not know what this bet consists of. In fact, the concept is so poorly understood, that players get caught up in this extra innocent play that increases the chances of the house from 0.5% to 8%. Even so, before clarifying all the doubts that arise with regard to this rule of blackjack, you must understand the most complicated concepts.
Circumstances of insurance
In blackjack, as in most table games, the odds are the ones that must be evaluated in the first instance. You do not have to be an expert, but you must be attentive to all those that can be handled in a round.
In the case of insurance, which is offered as a lifesaver when the dealer has an ace, he can only add 21 if the remaining card is a ten. Looking at it from the statistical point of view, and based on the number of cards in the deck, there is a 31% chance that the card to be displayed is a 10 or, failing that, a J, Q or K (which are also worth for ten).
In American Blackjack, if the dealer’s visible card is an ace. Or, in the case of the European game, if the only card he has in his possession at the start of the game is that, then players can choose to bet on insurance.
Selection of bets
When those bets occur, the player must only place half of their bet in the fund destined for it. This area of the table to bet on insurance is available to everyone at the table, has a curved shape and is right in the center.
As the option of bet on insurance is available to all the members of the table, once they have decided to carry it out, the dealer will finally reveal the second of his cards; that is, the one that is covered. In the probable case that you discover a blackjack, each one receives his pay in the proportion of 2 to 1.
The hardest part is taken by players who did not bet with this option. Some skeptics or ignorance, prefer to stick to the 69% chance that the dealer will get 21 with both cards. When they decide not to carry out the insurance, they lose the entire bet.
Progress of insurance
This would not be a problem if the funds that were bet in the blackjack were low, but in many casinos – at least in the Americans, the chips of 100 are the minimum amounts and those of 500 the maximums. Naturally, a round is not bankruptcy but go for several in which the dealer has the potential to win, leads to losing amounts of money after others.
In the European modality, the dynamics of insurance bets do not change too much. In fact, the only appreciable difference is that, after starting the round, the game is normal and the dealer is the last to show his cards. As in American blackjack, if the sum of your two cards gives a total of 21, the amounts are divided in proportion 2 to 1.
Understanding this whole context is, in reality, extremely simple; and in case the letter is less than nine, insurance bets are left over. Going for them when it is not necessary, can reduce a player’s earnings by half. Which is a lot if you plan to embark on long games.
What happens in 69% of cases?
As well as creating the possibility that the dealer gets a blackjack if his initial card is an ace, the rest of the odds are that he will get a smaller number. 69% may seem like a high weight, but when it comes to gambling, it’s better never to take anything for granted.
Exemplifying it with quantities makes the play much easier to understand; and it is, exactly, how it is necessary to do it when it comes to casinos. In that sense, if a player has an original bet of $100, the chips are dealt fifty / fifty.
This game mode is also implemented by roulettes. In fact, it is easier to understand the point of the bets in half with this game. If a player decides to bet their credits considering both alternatives – that is, bet 50 on black and 50 on red – one of the bets will be lost and the other will be doubled.
If added, this results in 100. That is, the player has not lost or won, he simply keeps his capital in the same state. It is a safe game alternative, but it loses its grace if it is implemented all the time. After all, the essence of gambling is to appreciate how luck moves for or against.
The infallible alternative
For many gamblers, blackjack is their favorite game because it is easy and quick to make money. However, many players prefer to stay away from the table, claiming that it offers a too high advantage to the house. This is not entirely true, especially considering that the slots are those that leave the highest profit margin in a game room.
Considering the above, it only remains to say that the most effective way to play blackjack is to reduce the chances of losing at the most minimal margin; and bets on insurance, definitely an intelligent idea when the dealer gets an ace as an initial card.
Likewise, to be more incisive and take a bit more advantage in the blackjack game, a card count should be done that, while providing more guesses than certainties, can help a player evaluate his odds within a table.
The fun of this, and almost infallible, is that the deck of cards in the casinos is invariable. Therefore, these probabilities can be raised as many times as you can.